❤️ Social Security Disability

SSDI for Heart Disease in Nevada: CHF, Ischemic Disease & What the Tests Must Show (2026)

By John Quigley · Updated August 28, 2026

Cardiac claims are the most test-driven claims in disability law. Where a back case can survive on clinical findings and a mental health case on treatment records, a heart case rises or falls on numbers: ejection fraction, stress test performance, imaging. That cuts both ways — a claimant with the right documented values has one of the most winnable claims in Nevada, while a claimant whose cardiologist never ordered the right test has a file full of symptoms and nothing the SSA will credit. Here is what the numbers need to say.

The Two Big Listings — and Their Magic Numbers

Listing 4.02 (chronic heart failure) requires, roughly: an ejection fraction of 30% or less during a stable period (systolic failure) or specified diastolic measurements — plus either symptoms seriously limiting daily activities, three or more fluid-retention episodes requiring treatment in a year, or inability to complete an exercise test at 5 METs or less for defined cardiac reasons.

Listing 4.04 (ischemic heart disease) is met through a markedly abnormal stress test at low workload, documented ischemic episodes requiring revascularization that can't be fully treated, or triple-vessel/left-main disease on angiography with serious symptom limitation.

Arrhythmias (4.05) qualify with recurrent syncope or near-syncope despite treatment, documented on monitoring. Note what is not on any list: a heart attack by itself. An MI that responds well to stenting and leaves a normal ejection fraction usually does not qualify — what matters is residual function.

Winning Below the Listings: The METs Path

Most approved cardiac claims in Nevada don't hit the 30% EF line. They win on RFC: a claimant limited to sedentary exertion by documented cardiac symptoms — angina at low workloads, dyspnea, fatigue from a 35–40% EF plus medications — combined with age over 50 and a physical work history, is a grid-rules approval. The critical evidence is an exercise test or a cardiologist's METs-based opinion translating your heart function into work terms: how many pounds, how much walking, what pace. Ask your cardiologist for exactly that.

The Evidence Checklist for Cardiac Claims

  • Echocardiogram with ejection fraction, during a stable period (not mid-hospitalization)
  • Stress test results — workload achieved (METs), symptoms and ECG changes at each stage
  • Catheterization/angiography reports if performed — vessel involvement percentages matter
  • Hospitalization records for every heart failure exacerbation — three in a year is itself listing-level evidence
  • Medication list with side effects — beta-blocker fatigue and diuretic urgency are work-relevant limitations
  • Your cardiologist's functional opinion — the document that converts numbers into a work capacity the SSA must address

Nevada-Specific Realities

Two local notes. First, summer matters: cardiologist-documented heat intolerance is a real limitation in a city where outdoor and warehouse work happens at 110°F — get it in the record, because vocational experts must account for it. Second, continuing to work light duty while your claim pends is dangerous territory: earnings over $1,690/month (2026 SGA) end the claim regardless of your ejection fraction. If your employer is carrying you on reduced or subsidized duty, that subsidy needs to be documented — it can keep countable earnings under the line.

Common Questions

What ejection fraction qualifies for disability?

Listing 4.02 generally requires 30% or less during a stable period, plus qualifying symptoms or test results. But claimants with EFs of 35–45% win regularly on residual functional capacity — especially over age 50 — when documented symptoms limit them to sedentary work.

I had a heart attack — do I automatically qualify?

No. An MI with good recovery and normal residual function typically does not qualify. What qualifies is lasting impairment: reduced ejection fraction, ongoing ischemia on testing, or documented symptom limits despite treatment for at least 12 months.

Does heat intolerance from my heart condition matter to the SSA?

Yes, if documented. Environmental restrictions — no work in extreme heat — eliminate a meaningful share of Las Vegas jobs a vocational expert could otherwise cite. Ask your cardiologist to state the restriction explicitly in your records.

Is your condition documented well enough to win?

That's the question a free case review answers. Get your situation in front of a licensed Nevada disability attorney — no fee unless you win.

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This article is general information, not legal or medical advice. Listing criteria are set by federal regulation (20 CFR Part 404, Subpart P, Appendix 1) and change periodically — verify current criteria at ssa.gov. NevadaAttorneyFinder is a directory, not a law firm. To verify any Nevada attorney's license, contact the State Bar of Nevada at (702) 382-2200.